IPOGRAM - Social Capital Market
User Terms and Policy
1st Aug, 2026
By accessing and using this social capital market platform "ipogram", you agree to be bound by these Terms and Conditions.
If you do not agree to these terms, please do not use this Platform.
1. Introduction
The Platform is operated by IPOGRAM TECHNOLOGY LTD, We provide a marketplace for capital where users can engage in trading, lending, investing and parterning with businesses they believe in. These Terms govern your use of our services.
2. Account Registration
To use certain features of the Platform, you must create an account. You agree to provide accurate, current, and complete information during registration and to update your information as necessary.
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.
3. Acceptable Use
By using the Platform, you agree not to:
- Use the Platform for any unlawful purposes, including but not limited to money laundering, fraud, or other financial crimes.
- Misrepresent your identity or affiliation.
- Engage in activities that disrupt or harm the Platform's integrity.
- Distribute spam or unauthorized advertisements on the Platform.
- Harvest or collect information of other users without their consent.
In the event of any violation of these terms, we reserve the right to suspend or terminate your account without notice.
4. User Responsibilities
You are solely responsible for all content and information you provide on the Platform, including [e.g., posts, messages, financial transactions]. You agree to comply with all applicable local, state, and federal laws and regulations regarding your use of the Platform.
5. Privacy and Data Protection
Our Privacy Policy outlines how we collect, use, and protect your information. By using the Platform, you consent to the collection and use of your data in accordance with our Privacy Policy.
6. Limitation of Liability
To the fullest extent permitted by law, ipogram disclaims all warranties, express or implied, regarding the Platform and services provided, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
ipogram shall not be liable for any indirect, incidental, or consequential damages arising out of or in connection with your use of the Platform.
7. Termination
We reserve the right to suspend or terminate your access to the Platform, at our discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.
8. Amendments to Terms
We may update or modify these Terms at any time without prior notice. The date of the most recent revision will be indicated at the top of these Terms. Your continued use of the Platform constitutes acceptance of the updated Terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from or related to the Platform will be subject to the exclusive jurisdiction of the courts located in the Federal Republic of Nigeria.